One of the most useful gift given from Bank is Credit card after loans category. Credit cards has been very useful in daily life and most of the youngerests are using this cards for buying all kind of appliances and also eatable things outside.
But using this cards might become a habit and that might lead us to different stage where we might unable to repay that amount. We have small suggestions and other things which can help you.
1. WE need to inform the bank executive or customer care people to reduce our credit limit which suits our budget.
2. We need to check our credit limit whether it has been crossed. If it so can we able to repay that amount in time.
3. We should not draw cash until and unless we are really needed. This is one of the most dangerous because the interest start on the same day when you draw amount.
So we have to take care this things in our life.